Travel

STRATA Select

March 22, 2017 • Written by

STRATA Select

Have you taken advantage of the STRATA Select Program? Through our affiliation with HUB International STRATA Benefits Consulting, employees have access to voluntary products and services at discounted or preferred rates.

Travel Discounts – Take advantage of exclusive travel tour benefits, hotel discounts and preferred rates on vehicle rentals while you travel.

Direct Sellers Insurance Coverage – A unique program that provides coverage for a variety of risks and liabilities that direct sellers (e.g. Pampered Chef, Avon, Norwex, etc.) are exposed to when they are away from home, picking up or delivering products, at someone else’s home or at trade shows or other business events.

GOeVisit – Get convenient online access to medical professionals for non-emergency conditions, anywhere, anytime.

Group Home and Auto Insurance – Save up to 40% on your home and auto insurance by signing up for a group membership.

Home Phone Program – Reduce your monthly phone bill by accessing this home phone discount program which includes caller ID, voicemail and other calling features.

Home Security Systems – Through AAA, receive discounts on monitoring when you sign up for a home security system.

Hospital Cash – Receive money to assist you with unexpected costs during your hospital stay. Single or family coverage is available.

Individual Health, Dental and Travel Insurance – HUB STRATA’s Individual Insurance Specialist assists with the transition to personal insurance and provides coverage options for family members & relatives who do not have benefits in place.

Individual Life and Living Benefits – Access HUB STRATA’s Individual Life and Living Benefits Consultant to assess your coverage needs and recommend the best fit for you.

Long Distance Savings – Save on your landline or cellular long distance plans.

MyCare – In the event of a serious illness or major orthopaedic condition, MyCare provides affordable and timely access to world-renowned Mayo Clinic expertise.

Pet Health Insurance – Receive 10% off the regular monthly pet health insurance premiums through Petplan®.

Travel Health Insurance – Access to a full range of cost-effective travel insurance options through Medi-Quote Insurance Brokers.

For more information and to start using the discounts and services offered through the STRATA Select program, visit this website: http://select.hubinternational.com/selectredriver/.

 

Supporting Your Wellness

The LifeWorks website offers a wealth of information and resources to help you make the most of all aspects of your life. For the month of March, LifeWorks is featuring a suite of resources called Work and Career Boosters.

Work and Career Boosters features resources to help you improve your productivity and advance professionally.

Be sure to visit www.lifeworks.com to take advantage of the new 2017 content, including videos, podcasts, audio tips and much more.

Remember your EFAP User ID and Password:

User ID: rrcefap                     Password: efap

Thinking about travelling this winter?

November 1, 2015 • Written by

Out-of-Country Emergency Travel Health Coverage

Eligible Red River College employees and their eligible dependents have 100% Emergency Travel Health Coverage for trips up to 90 days.

What is an out-of-country medical emergency?

The definition of an out-of-country medical emergency is “a sudden, unexpected injury or acute episode of disease”. You will not be covered if you are travelling against medical advice.

What to do during a medical emergency out-of-province/country?

When traveling abroad, it is important to carry your Great-West Life ID card. Your card includes the toll-free numbers required to obtain assistance during a medical emergency. In the event of an emergency call Global Medical Assistance (GMA) as soon as possible. The call can be made during or immediately following a medical situation, such as:

  • You are hospitalized or about to be hospitalized.Travel (2)
  • You need assistance in locating proper medical care.
  • Physician and/or Hospital requires insurance verification (confirmed through GMA directly).
  • You are involved in an accident requiring medical treatment.
  • You have a medical problem and require translation service.
  • Emergency evacuation is deemed medically necessary (arrangements will be made through GMA).
  • Any serious medical problem arises.

Be prepared to give the name of the person covered, the group and contract number and a description of the problem.

For more information or to print your ID card, log in to the Great-West Life Member Portal with your Great-West Life user name and password.

Global Medical Assistance (GMA)

The Global Medical Assistance program through Great-West Life provides medical assistance through a worldwide communications network which operates 24 hours a day. The network locates medical services and obtains Great-West Life’s approval of covered services, when required as a result of a medical emergency. Coverage for travel within Canada is limited to emergencies arising more than 500 kilometers from home. You must be covered by the government health plan in your home province to be eligible. For a list of covered services, see your benefits booklet.

Supporting Your Wellness

shutterstock_173113409The LifeWorks website contains useful tools and articles to build resilience and develop relationships by volunteering and committing to your community. You even have access to seminars at www.lifeworks.com.

Check out these resources:

  • Podcast – Giving Back
  • Seminar – Happiness: Learning from Positive Psychology

Remember your EFAP User ID and Password:

User ID: rrcefap                                Password: efap

Traveling out of Country for the Holidays? See this info from the Minister of State

January 6, 2015 • Written by
December 15, 2014 – As many Canadians escape the winter cold this holiday season to visit family and loved ones or to celebrate with their toes in the sand, it is important that Canadians understand what they need to do to ensure that their well-deserved vacation does not turn into a holiday disaster.

Canada’s team of dedicated consular officials assist thousands of Canadian travellers abroad each year. We provide consular assistance 24 hours a day, seven days a week, through more than 260 points of service in 150 countries. However, there are some situations that not even a Christmas miracle can resolve. That is why Canadians need to prepare before they travel to ensure that their vacation goes off without a hitch. Here are some tips from me to you this holiday season:

  1. A Canadian Passport Is Not a “Get-Out-of-Jail-Free-Card” Canadians should recognize that they are subject to the local laws of the country they are travelling, which are often different from those in Canada. Canada cannot intervene in foreign judicial processes, just as we would not accept a foreign government intervening in ours. Canadians abroad are expected to adhere to local laws, just as they would in Canada. We keep Canadians up-to-date on country-specific advice and information which can be found at: Country travel advice and advisories.
  2. Say Yes to Travel Insurance Canadians are urged to always purchase travel and medical insurance before they leave Canada. In almost all circumstances, the Government of Canada—and the taxpayer—will not help pay for a ticket back to Canada or medical treatment. Don’t let unforeseen bills ruin your vacation and your wallet. For more information please visit: Travel insurance.
  3. Register With Us Canadians can register their travel plans with our team of consular officials for free either online or through our mobile app. The purpose of registering is solely to ensure that if there is an emergency in the area you are travelling in, such as a natural disaster or civil unrest, we can reach you quickly and provide you with guidance and assistance. This quick registration will take you two minutes but will provide us with invaluable information to help assist you when you need it most. For more information on our Registration for Canadians Abroad, please visit: Registration of Canadians Abroad.
  4. Know How to Reach Us Canadian consular officials can be reached 24 hours a day, 7 days a week through our call collect number (613) 996-8885 or by email sos@international.gc.ca. We staff this line with live officials at all times. Call us immediately if you are in trouble.
  5. We Love to Help—But We Cannot Supply You with Maple Syrup Yes—Canadians have asked us to supply them with an emergency supply of maple syrup and have even asked us to arrange for a chauffeur for their pet poodle through the airport during their holiday travel. As much as we love a good Canadian breakfast staple and are pet lovers ourselves, unfortunately Canadians have an unrealistic expectation of what we are here to help them with. For a list of what consular officials can and cannot do, please visit: Consular Services: general.

Finally, from my family to yours, I would like to personally wish you warm wishes this holiday season and safe travels wherever it may take you.

Lynne Yelich Minister of State (Foreign Affairs and Consular)

Remember to check with a travel clinic to ensure all immunizations are up to date. Some countries may ask about your immunization status. Keep track of your immunizations by downloading this app. It includes any health alerts.

Courtesy of Health Services

Thinking about travelling this winter?

December 23, 2013 • Written by

Out-of-Country Emergency Travel Health Coverage

RRC Dec Blog 2Red River College employees and their eligible dependents have 100% Emergency Travel Health coverage.

What is an out-of- country medical emergency?

The definition of an out-of-country medical emergency is “an unforeseen injury or illness that begins while the insured person is traveling outside his or her home province”.  You will not be covered if you are travelling against medical advice.

What to do during a medical emergency out-of-province/country?

When traveling abroad, it is important to carry your Great-West Life ID Card. Your card includes the toll-free numbers required to obtain assistance during a medical emergency.  In the event of an emergency call Global Medical Assistance (GMA) as soon as possible.  The call can be made during or immediately following a medical situation, such as:

  • You are hospitalized or about to be hospitalized.RRC Dec Blog 3
  • You need assistance in locating proper medical care.
  • Physician and/or Hospital requires insurance verification (confirmed through GMA directly).
  • You are involved in an accident requiring medical treatment.
  • You have a medical problem and require translation service.
  • Emergency evacuation is deemed medically necessary (arrangements will be made through GMA).
  • Any serious medical problem arises. 

Be prepared to give the name of the person covered, the group and contract number and a description of the problem.

For more information or to print your ID card, log in to the Great-West Life Member Portal with your Great-West Life user name and password.

Great-West Life Online Services

Access to the online site for your group Health and Dental benefits information has never been easier with Great‐West Life’s GroupNet™ for Plan Members.

Available 24/7, this user friendly site provides the following:

  • Online claim submission
  • Sign up for direct deposit claim payments
  • View and print your claim status and Explanation of Benefits (EOB) for the past 24 months. The EOB can be used to coordinate benefits with other insurance carriers.
  • Create and print a summary of your claim history by patient and/or benefit.
  • Complete and print personalized claim forms.
  • Access to Great-West Life’s Health & Wellness Site

Sign up now at www.greatwestlife.com

GroupNet™ Mobile

Information when you’re on the go from your Benefits Solutions People. Great-West Life’s GroupNet Mobile app lets you take GroupNet™ for Plan Members with you. You can download GroupNet Mobile to Android, BlackBerry®, and iPhone.

Great-West’s GroupNet Mobile lets you:

  • Submit claims online through Member eClaims
  • Access personalized coverage information about benefits, claims and more – quickly and easily, any time
  • View card information including: member ID, Drug and Global Medical Assistance
  • Locate the nearest approved provider who has access to Provider eClaims, through a built-in GPS mapping tool

Did You Know?

 

RRC Dec Blog 1Through STRATA Select, you could purchase individual insurance? Depending on your needs – whether you are looking for coverage for your parents or additional Travel Health for your next hot vacation – individual insurance is available. Check it out!

Vacation Planning

November 7, 2013 • Written by

national-lampoons-vacation-20100421101724592

Its that time of year! The leaves have fallen, we’ve quickly changed into our parkas and mittens, and most importantly the thoughts of a winter vacation at a warm destination are filling our dreams….. Here are a few resources to make that dream a reality:

  • First things first, if you are an adventure traveller you are usually thinking about destinations that are not usually for the faint of heart!These are also likely destinations where the Canadian Government has issued travel warnings – best to check first at travel.gc.ca. Even if you aren’t thinking about trekking through North Africa, there could be a regional advisory for the country you are planning on visiting. Some Caribbean countries have regional advisories you might not be aware of, but usually they are along borders and away from the popular destinations.
  • You have the destination! Now what kind of traveller are you? If you’ve visited any of the popular tropical destinations, accessible via Winnipeg, you’ve likely stayed in an all-inclusive resort. Why not try a vacation rental this time around and live like a local? Sites like AirBnB and Trip Advisor Vacation Rentals manage listings of private homes around the world. Need a little more adventure? Try a tour with options ranging from 5 star lodges to camping out under the stars. Taking an organized tour with a reputable company is a sure way to immerse yourself in the culture of the country you are visiting. Browse through hundreds of opportunities with Adventure Centre, a Canadian tour broker that promotes only reputable tour companies. Many tour companies cater to families too!

Read More →

Do You Have Dependent Children?

July 30, 2013 • Written by

Dependent Children Eligibility

If you have children who are unmarried, natural, adopted or a step child who is under the age of 22 and not working more than 30 hours a week unless a full-time student, they are eligible for coverage through your group benefits plan with Great-West Life. If your child is age 22 or over, they must be a full-time student to maintain coverage until age 25.

A child is considered a full-time student if they have registered in an educational institution for 15 hours a week or more; sometime in the last 6 months. If your child is being paid to attend an educational institution, they are no longer deemed a dependent.

Dependent Children, age 22 to 25 – Don’t forget to reconfirm Student Status

It is important for employees with overage dependent children (over age 22) to remember to update their student status to ensure over-age student dependents continue to receive uninterrupted Health and Dental coverage for the duration of their formal education, or until age 25.

Watch for the student re-certification from Great-West Life each year!RRC July Blog Pic

Is your child covered while away at school?

The Out-Of-Country Emergency Care (OOC) provided through your Great-West Life plan only covers emergency medical situations while outside of Canada. An emergency is described as a sudden, unexpected injury or an acute episode of disease. Dependents attending school out-of-country will remain on your Health and Dental plan for the duration of their education, or until they reach age 25.

There are no pre-existing conditions on the OOC coverage; however, if the insured individual does have a medical issue, the condition must be stable and controlled for 3 months prior to their departure from Canada. If you are unsure, you should check with your doctor and Great-West Life.

So what does this mean for your child going out-of-country for school?

If your child is considered an eligible dependent, they will be covered for unexpected emergency medical while out-of-country. For a dependent who is not a student, no benefits will be paid for expenses incurred more than 90 days after the date of departure from Canada in the event of a medical emergency.

For a dependent who is attending school out-of-country, benefits will be extended if approval is given by the student’s provincial health plan. For more information on your provincial health plan, visit http://www.gov.mb.ca/health/mhsip/index.html.

Be aware that any routine or non-emergency services or expenses such as chiropractic care or prescription drugs incurred out-of-country will be reimbursed at the reasonable and customary amount charged in your home province of residence.

If you review your dependent’s coverage needs and require purchasing individual coverage, plans purchased in Canada for students abroad can be significantly less expensive compared to plans available through the school. Red River College employees have access to STRATA Benefits Consulting Inc.’s Emerge service which provides information and assistance in obtaining individual coverage. Contact an Emerge Specialist at emerge@stratagroup.ca or 1-866-787-2826 for more information.

Monday Mash – Wellness Links – July 29

July 22, 2013 • Written by

Summer seems to be disappearing before our very eyes. But I urge you to ignore those “Back to School” sales – look away, people, just look away! Instead, let’s focus on the fabulous month of August and all the summer we have yet to savour! On this last Monday of July, I’m thinking about three of the things I love most about summer.

Festivals

I love food. I love festivals. So what greater joy is there than a food festival? Find out how communities across the country are spreading the joy – The Globe & Mail has listed the best food festivals in Canada. Clearly, the list is not complete (Morden corn and apples, anyone?) so feel free to add a comment and give your own recommendations!

The trouble with festivals is learning how to enjoy them without bursting out of all my summer skirts! Here is some dandy advice for healthy eating at festivals, without taking away the yum factor. After reading, stay awhile and browse the rest of the SoulMateFood wisdom.

Roadtrips

Whether it be for one day or for two weeks, a good roadtrip can be a refreshing break for the brain, body and soul. I admire the spirit of this fellow transplant to Manitoba. Read about her experiences beyond the perimeter and get inspired to fall in love with your province all over again (or perhaps for the first time!) through some Manitoba roadtrippin’. Linger around this blog and read some of the more recent posts, especially the “All-Food Edition”. It made me salivate on the spot to read about the local treats and eats we are privvy to in this great province. Ah, a Manitoban blogger after my own heart!

Reading

There’s nothing like reading a good book in a swinging hammock on a warm summer day. Yet to do so often brings me that guilty feeling of being unproductive – especially when my poor sweaty husband has to mow the grass around and under the hammock I occupy. Will he honour my request to bring me another glass of iced tea? I think not. But take heart, book lovers, according to The Greatist Team we are doing the world a favour – reading makes us better, more empathetic friends! It works – I truly do understand how my husband feels as he struggles to create a beautiful yard for my reading pleasure. So NOW can I have that iced tea, dear?

Take time for a virtual vacation

April 5, 2013 • Written by

Over the past several weeks, I have been hearing tall tales about all the great vacation getaways that people have planned, are about to leave for, or are coming back from. Vacations seem magical, and a great way to de-stress, kick back and recharge and fill the wellness well.

After such a long and hard Winnipeg winter, I certainly long for the sound of the waves, sitting in my lounge chair, and taking in my favorite book. Regrettably though, a vacation was not in the cards this spring… so I lament a bit not having a sunny destination to escape to.

If you are like me and are not jet setting off to a sunshine destination, look up some of your favorite places and take your own virtual vacation. Check out a place you’ve always wanted to go – check out the most expensive of resorts in the most exotic of places – and then take a minute to melt away into paradise.

My most recent “virtual vacation” was yesterday, when I was in Maui. I have been lucky enough to have been there several times – and it truely is like living in a post card. Some of my favorite things are driving the awe inspiring road to Hana, visiting the historical Iao Valley, walking in the clouds in Haleakala National Park, strolling along Makena Beach and snorkeling and listening to Humpback Whales off the shores of Wailea.

So sit back, kick your shoes off and travel with me to Maui, Hawaii’s most beautiful island; home of 1000 beaches and waterfalls and where the air always carries the scent of flowers.

Mahalo