Beneficiary Designation

It is important to review your beneficiary designations regularly (once every 12 months) to ensure it reflects your current situation. Careful planning and consideration should be taken to ensure that the current situation is properly reflected in your designation and that the proceeds reach the intended hands. If you have recently experienced a Life Event or a change in family status, it may be a good time to review your beneficiary(ies).

Why should I designate a beneficiary?

Designating a named beneficiary(ies) ensures that proceeds from your death benefit do not form part of your estate in the event of your death. This will prevent the application of probate fees and ensure that the proceeds are not subject to the creditors of the estate. Additionally naming your beneficiary(ies) under a policy gives you control over who will receive proceeds from your death benefit.

If you do not name a beneficiary, death benefits will be paid to your estate and will be subject to estate taxes, and may be vulnerable to claims from creditors.

For further information on how to make these changes, please contact your Pay & Benefits Specialist http://blogs.rrc.ca/hr/about/contact/.

Access to the specific change forms can be found at the following links:

Health Benefits: http://blogs.rrc.ca/hr/wp-content/uploads/2018/01/RRC-Notice-of-Change-Form-2018.pdf

Group Insurance: http://media.wix.com/ugd/a8e4c9_3565f8be674b443bbec09c1142d142e6.pdf

Dependents Insurance: http://media.wix.com/ugd/a8e4c9_a23afadca962497f9c50ca184c31931e.pdf

HUB Select Vehicle Rental Discounts

Through the voluntary HUB Select Program, you are eligible for a variety of products and services including Vehicle Rental Discounts.

The Vehicle Rental Discounts program offers access to corporate pricing through National Care and Truck Rental, Enterprise and Alamo for all your car rental needs anywhere in Canada and the United States.

National Car and Truck Rental

  • Leader in the industry for over 50 years
  • Large truck rentals ranging from 3/4 to I, 3, and 5 ton trucks and flat beds

Enterprise Rent-a-Car

  • Multiple vehicle classes and models to choose from
  • Option to have model of choice pick you up from any location

Alamo

  • Leisure and vacation vehicle rentals in Canada, U.S., Mexico, Latin America, and Asia

Visit the HUB Select website for more information at http://select.hubinternational.com/selectredriver/.

Supporting Your Wellness

The LifeWorks website offers a wealth of information and resources to help you make the most of all aspects of your life. For the month of June, LifeWorks is featuring a suite of resources called Succeeding at Work.

Succeeding at Work features video and audio tips from leading productivity and management experts focusing on key skills for success in today’s workplace.

Be sure to visit www.lifeworks.com to take advantage of the 2018 content, including videos, podcasts, audio tips and much more.

For the RRC EFAP User ID and password, please contact Human Resources Services at 204-632-2319, refer to one of the EFAP posters around campus, or click here.